By Jocko Toic / May 16, 2017
GICdirect.com Financial Services Ltd. was founded in 1999 to provide higher guaranteed investment rates, through an easy online format for a wide range of conservative investment needs. GICdirect.com finds the highest available Guaranteed Investment Certificate (GIC) rates and provides you a simple, safe and secure process for getting the best GIC rate with flexibility and deposit insurance coverage.
Clients choose GICdirect.com as their GIC Broker because of our great GIC rates and our NO FEE services:
- Average GIC rates are 1.00% to 1.50% higher than your retail branch!
- Rates from over 40 financial institutions!
- Personal service with over 125 Associate Offices across Canada!
By using our services, clients are able to implement a comprehensive cash management program that focuses on safety, convenience and a high rate of return for their guaranteed investments. We provide GICs for individual clients and corporate clients including, but not limited to:
- Strata Councils and Property Managers
- Fraternal Organizations
- Not-for-Profit Organizations
GIC terms range from 30 days to 5 years (10 years uninsured) and are available from partially to fully cashable. Cashable GICs provide for designated and unexpected expenses, while locked in GICs have an advantage of a higher rate and can be customized to meet personal or corporate needs by using a laddering strategy to hedge against interest rate fluctuations.